Friday, March 28, 2008

Update

Tami reminded me that I didn't tell you guys how today went. It didn't. Stupid people never called to confirm the appointment. In the meantime I have found a house that has been repossessed. I also have done some more research and found that people take you more seriously if you've been preapproved for a loan. So I applied to be pre-approved. You home owners, any advice would be welcomed, I don't know what I'm doing and while I feel like my mom supports me in this, she's not handing out the advice like I would like. I e-mailed her to tell her that I applied to be pre-approved and she said, "cool". That's it.
I've also found out that there is a non-profit organization that helps cover the downpayment, because apparently they are just good natured like that, I was skeptical, but they can't demand a repayment, they said so themselves. They are allowed to do this if it is a gift, with no expectation of repayment. Yes, I'll take free money. Also the bank I applied to be pre approved through has a special first time home buyers loan where they cover the closing costs...they say I'd be saving about $5,000. Yes, I would like to save that. So a mortgage officer is supposed to be calling me. Now people have called today but no one leaves a message and we know how I feel about the phone. Relax, I was at work so I couldn't answer, I didn't just look at it and ignore it...today, I did do that yesterday. So hopefully tomorrow I'll learn more. If not, I'll update when I finally hear something.
P.S. I bought a camera, thank you Sarah for the New Egg reference. Yes, folks, my camera will be orange...kind of like my laptop is yellow, my phone is orange, I like to have a little color in life. Why fit in when you were born to stand out right?

2 comments:

Sarah said...

Hey, sounds like your moving foward, in the direction of owning a house. That is a good direction. And an orange camera? COOL! supa cool

cassie said...

Sorry the showings didn't follow through, it's a rough game either way. We looked into all those grant things when we purchased, but it kind of holds you back time wise so we didn't do it, but if you got the time, go for it!!! There's nothing better than free money.

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