Tami reminded me that I didn't tell you guys how today went. It didn't. Stupid people never called to confirm the appointment. In the meantime I have found a house that has been repossessed. I also have done some more research and found that people take you more seriously if you've been preapproved for a loan. So I applied to be pre-approved. You home owners, any advice would be welcomed, I don't know what I'm doing and while I feel like my mom supports me in this, she's not handing out the advice like I would like. I e-mailed her to tell her that I applied to be pre-approved and she said, "cool". That's it.
I've also found out that there is a non-profit organization that helps cover the downpayment, because apparently they are just good natured like that, I was skeptical, but they can't demand a repayment, they said so themselves. They are allowed to do this if it is a gift, with no expectation of repayment. Yes, I'll take free money. Also the bank I applied to be pre approved through has a special first time home buyers loan where they cover the closing costs...they say I'd be saving about $5,000. Yes, I would like to save that. So a mortgage officer is supposed to be calling me. Now people have called today but no one leaves a message and we know how I feel about the phone. Relax, I was at work so I couldn't answer, I didn't just look at it and ignore it...today, I did do that yesterday. So hopefully tomorrow I'll learn more. If not, I'll update when I finally hear something.
P.S. I bought a camera, thank you Sarah for the New Egg reference. Yes, folks, my camera will be orange...kind of like my laptop is yellow, my phone is orange, I like to have a little color in life. Why fit in when you were born to stand out right?